Fischer Realty

Tag: Mortgage

What Do Lenders Look for When Approving Your Mortgage Loan?
Posted on 07/14/2019
What Do Lenders Look for When Approving Your Mortgage Loan?
If you are looking to get a new loan, especially for a mortgage, a bank or your lending institution will review and approve or decline your application based on the information you provide. That said, there is certain information that prospective lenders consider carefully when they examine your application for a home loan. This article is all about...
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Curious About VA Loans? Here's What You Need to Know
Posted on 12/24/2018
Curious About VA Loans? Here's What You Need to Know
There are a number of programs, government-sponsored and otherwise, that are designed to help aspiring homeowners find and get approved for a mortgage that works for them. Among these are first-time homeowner loans insured by the Housing and Urban Development Department, mortgages and loans insured by the USDA designed to help people living in urban and rural areas, and...
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Frequently Asked Questions for FHA Loans
Posted on 09/10/2018
Frequently Asked Questions for FHA Loans
If you’re hoping to buy your first home in the near future, you’re likely wondering about the different types of mortgages that you may qualify for. Since the 1930s, the Federal Housing Administration (FHA) has been insuring home loans for first-time homeowners across America. This program helps people achieve homeownership who typically wouldn’t be able to afford the down...
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What You Need to Know About Employment Verification and Mortgages
Posted on 08/27/2018
What You Need to Know About Employment Verification and Mortgages
Applying for a mortgage is a big step towards homeownership and financial independence. If it’s your first time buying a home, you might be curious (and a little intimidated) about all of the things that go into your mortgage application. When reviewing your application, mortgage lenders are trying to determine how risky it is to lend you money. If...
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The Difference Between Pre-Qualified and Rep-Approved
Posted on 07/30/2018
The Difference Between Pre-Qualified and Rep-Approved
If you’re a first-time homebuyer, odds are you’ve thrown the words “prequalified” and “preapproved” interchangeably. However, when it comes to home loans, there are some very important differences between the two. For buyers hoping to purchase a home with a few missteps and misunderstandings as possible, it’s vital to understand the procedures involved in acquiring financing for a home....
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